Plan Overview - Planning for Long-Term Care

At any point in your life, you may need long-term care services, which could cost hundreds of dollars per day, a long-term care (LTC) benefit can help pay for these services at any age. The following features are included in your long term care plan offering. For complete plan details, please click on your FAQ tab.

  • Unisex pricing - In today’s individual LTC market, women pay 30-50% more than men. With your organization’s plan, men and women pay the same lower rate.
  • Portable - Take this policy with you when you leave employment or retire.
  • Comprehensive Coverage - all plans include 100% homecare
  • LTC Insurance premiums may be reimbursed out of a Health Savings Account (HSA)

Family Eligibility

Learn more and share this information with your extended family, including:

  • Spouse
  • Parents, Step-Parents & In-Laws
  • Grandparents
  • Siblings
  • Adult Children

Coverage is available for benefit eligible actively-at-work employees, their spouses/partners and extended family. Ages 40 to 79.